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First-time Homebuyers should avoid these 5 Mistakes

Buying a home for the first time is a very exciting adventure, but as with any new experience it can be easy to make plenty of mistakes. In order to make a satisfying purchase, try to avoid these 5 big first-timer blunders. 1. Get Pre-Approved before looking for a home If you are truly ready to make a home purchase, start with first things first. Contact Northwest Mortgage Advisors to get pre-approved for a mortgage. This will give you a good idea of how much home you can afford and it will make you a viable buyer when you find the right house. Otherwise, you run the risk of falling in love with...

January 16th, 2019 | Purchasing a Home, First-time Homebuyers, Preapproval, First-time Homebuyers should avoid these 5 Mistakes

Happy Holidays from Northwest Mortgage Advisors

All of us at Northwest Mortgage Advisors would like to wish you a Merry Christmas and a Happy New Year! We would like to thank you for making 2018 a great year and for the privilege of helping you purchase or refinance your home. We hope that 2019 is a year full of happiness, health and prosperity for you and your loved ones. All the best, Northwest Mortgage Advisors

December 19th, 2018 Happy Holidays from Northwest Mortgage Advisors

Happy Thanksgiving from Northwest Mortgage Advisors

Thanksgiving is a time to express gratitude to those who make a difference in our lives. Thank you for your continued support of our business; it’s always a pleasure to help you and your family with your mortgage. All of us at Northwest Mortgage Advisors would like to wish you a safe and Happy Thanksgiving. All the Best, Northwest Mortgage Advisors

November 21st, 2018 Happy Thanksgiving from Northwest Mortgage Advisors

Happy Halloween

All of us at Northwest Mortgage Advisors would like to wish you and your family a safe and Happy Halloween. Thank you for being such a valued partner or client. All the Best, Northwest Mortgage Advisors.

October 31st, 2018 Happy Halloween

How to Qualify for a Mortgage When Your Income Isn’t Steady

Mortgage lenders love to see borrowers with consistent, steady incomes. But not all borrowers have jobs that send a paycheck every two weeks. Of course there are plenty of self-employed entrepreneurs, but there are also people who are depend on tips for income, those who get paid by contract and also individuals who work per diem or on call. All of these situations can make it very challenging to provide proof of the steady income that mortgage lenders adore.  Fortunately, those with more creative incomes can still qualify for a home loan and it is getting easier. For example, in recen...

October 10th, 2018 | Purchasing a Home, Conventional Loans, How to Qualify for a Mortgage When Your Income Isn’t Steady

What is a Piggyback Mortgage?

In order to achieve the dream of homeownership, many buyers look for creative financing to aid them in their quest. One such option is a piggyback mortgage, which actually involves taking out two separate loans to make homeownership more affordable. These loans can be very helpful, but borrowers must know the risks in order to be succesful. Piggyback Definition Here’s how a piggyback mortgage works. You take out a traditional home loan for 80% of the home purchase price. You put down 10% of your own cash as a downpayment. Then in order to cover the remaining 10%, you take out a sec...

September 12th, 2018 | First-time Homebuyers, Conventional Loans, Preapproval, Purchasing a Home, What is a Piggyback Mortgage?

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Northwest Mortgage Advisors

Jim Kreminski

Mortgage Direct Lender, Br. Mgr.and Advisor
541/526-7210 (OR) office-cell
619/823-8171 (CA) office-cell
800/793-7331 (EFAX)
411 SW 9th st. Suite 204
Redmond, OR 97756
Redmon City Hall Building

jkreminski@gmail.com or jkreminski@gemcorp.com

Top 100 Mortgage Companies

 NMLS#348261 OR#ML-2427 

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